COB with supplementary plans

COB with supplementary plans

Answer Question

If a patient has a primary plan either through an employer or the open market, will as supplementary plan like AFLAC or Colonial Life with no COB be listed as secondary? I just would like some clarification. COB has rules but when there is no COB some direction is helpful.

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Asked on February 4, 2024
Supplemental plans will be secondary. They usually pay regardless of any primary payments received and do not coordinate.
(Jenny at February 4, 2024)
    Thank you, That is what I thought. It is always good to have validation.
    (hhannawood at February 5, 2024)
      Typically the plan that has been in place longer is primary.
      (Katie P. at February 18, 2024)
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